December 6, 2025: Thane’s real estate sector is poised for accelerated growth following the Reserve Bank of India’s 25 basis-point repo rate reduction, according to CREDAI MCHI Thane officials. They believe the move will lift both residential and commercial demand by improving affordability and easing financial pressures on developers.
Sachin Mirani, President of CREDAI MCHI Thane, said the rate cut will act as a strong catalyst for the city’s property market. He noted that with inflation now stabilising, “economic growth will move upward with obvious impact on Thane’s real estate.” Mirani added that the RBI’s measured reduction will help drive purchases, particularly in the premium and luxury housing categories.
Hon. Secretary Faiyaz Virani said the lower rate regime is expected to deliver benefits on two crucial fronts. “First, it will enhance homebuyer affordability, and secondly, will ease borrowing costs for real estate developers — in effect, improve overall market liquidity.”
Mirani agreed, stating, “The RBI’s calibrated 25 bps rate cut is a welcome move, one which will accelerate home buying in Thane’s residential segment, especially Thane’s premium and luxury homes.”
Both officials emphasised that the improved financial environment will not only draw more homebuyers into the market but also support larger capital flows into Thane’s commercial real estate. Virani said the policy shift will help stimulate new investments and strengthen absorption across business spaces.
Mirani concluded that the rate cut marks a key turning point for the region. “This will strengthen Thane’s commercial property off-take and support new investments in Thane’s real estate growth story,” he said.
The combined effect of improved liquidity, lower lending costs, and rising buyer sentiment is expected to position Thane among the most active real estate markets in the Mumbai Metropolitan Region in the coming quarters.
Source: The Free Press Journal

