Home Loan Relief: RBI Ends Prepayment Charges On Floating-Rate Loans, Easing Exit Costs For Homebuyers
December 31, 2025: The Reserve Bank of India (RBI) has announced that borrowers of floating-rate home loans and other floating-rate loans will not be required to pay any prepayment or foreclosure charges from January 1, 2026. The decision is part of the Reserve Bank of India (Pre-payment Charges on Loans) Directions, 2025 and will apply […]